Private Mortgage
(RE)Insurance

This new PMI product not only gives community banks their first opportunity to venture into the emerging insurance market, it provides a new source of fee income and permits them to compete on the same playing field as large commercial competitors. Participants in the program will earn pass through fees based underwriting results

Professional Liability Package

The FM Wrap Around Professional Liability product provides coverage in three key areas:
      1.  $300,000 Primary CRA Mortgage & Lending Discrimination Coverage
      2.  $300,000 Primary IRA Liability Coverage
      3.  $300,000 Excess Directors' & Officers Liability

E-BOARD.COM

E-board.com is a 21st Century system powered by the Monetary System, that improves the Board and Management process. At its core, this flexible system provides hardware, software, secure web service and education to enable your institution to hold meetings and education sessions on a network of laptop computers.

InterNet Service

First Monetary Members are on the cutting edge of internet marketing and information services through the INTERmoNETary System.  Each Member Bank or its Subsidiary is entitled to an individual domain name (memberbank.com), a custom designed web site and hosting of the site - at no cost.

American Banker Online

First Monetary provides its community bank members with complimentary annual subscriptions to the American Banker Online, the full internet version of the leading daily financial services newspaper. Members enter through a special web site: http://americanbank.firstmonetary.com.

Annual Shareholders' Meeting

Company Investment Program

First Monetary invests its capital in $100,000 certificates of deposits with member institutions.

Risk Management Information

Members are informed of timely information relative to bank liability and insurance issues.