Brad Adderley
Esquire
Appleby
Francis Shashaty President & CEO
First Monetary
FOR A TWO YEAR TERM
CONTINUING DIRECTORS
FOR A ONE YEAR TERM
Slate of Directors
Richard F. Bennett
Vice Chairman
Gouverneur Savings
Kenneth J. Abt
Chairman
First Federal Middletown
Thomas Gibney
President
Hometown Bank
Patrick J. Cullen
President & CEO
Bank of Cattaraugus
David C. Swanson
North Country SB
Thomas H. Piche'
Carthage S&L
Anthony Milone
Cross County SB
David R. Hunsicker
New Tripoli NB
Richard L. Meares
Fleetwood Bank
Frederick E. Schea
FSB Mutual Holdings, Inc.